Our core belief is that achieving success in your personal finances can be straightforward. Anyone can grasp the concepts on how to take control of their money and make the right decisions today and in the future. We believe that everyone deserves to be empowered with the right information and education when it comes to their money. An informed individual is the best customer.Finance
It is amazing that the average person receives around 14,000 hours of formal education in their life and very little of it is dedicated to goal setting and financial literacy. Having knowledge of how to manage money will help to plan for future goals and dreams, also giving individuals a target to reach their financial freedom.
Genistar was created to help give people a PHD in finance. By PHD we mean: Proper Honest Direction when it comes to being educated on how money really works. When you build a house, you need an architectural plan, when it comes to your money you need a Financial Game Plan to look at where you are at today and set some goals for the future.Education
We do this through education and by involving you in the planning process. We do not offer advice, but instead we offer education for individuals to make the right choices.
At Genistar, our aim and vision for the future is to help families solve the fundamental problems that keep them from achieving financial independence. We believe that everyone should create a financial game plan to help them achieve their goals for the future.
Genistar offer a range of products on behalf of our many service providers. Below summarises some of the services we can guide you to.
We will help you complete a questionnaire to identify your present circumstances and future financial objectives.Personal Protection
Personal Protection is an important factor in most plans and we aim to help families to identify the different types of protection that they may need.
- Life Insurance
Helping to identify the need for life insurance which will help protect your family and provide for their future needs in the unfortunate event of death. A pre-determined amount will be paid out to your family to protect them from financial hardship.
- Serious Illness Cover
Serious illness cover protects your family from financial hardship in the event of a serious illness. If you get a pay-out because of a serious illness, it provides for a tax-free lump sum to be paid out during the term of your policy.
- Private Medical Insurance
Offers fast access to high-quality treatment when you need it, at a range of facilities you choose.
- Income Protection
Protect income in the event of being unable to work or return to work due to illness, injury or disability, that you need until you get back to work. If eligible, income protection will pay you through your policy term.
We can refer you to Genistar Mortgages Limited who can assess your needs, conduct detailed research into the available products, and provide you with information on those which meet your needs.Buildings and Contents
We have a specialist service provider for combined insurance, buildings insurance, contents insurance & landlord’s insurance.Debt Solutions
Our specialist provider can help with any debts including credit cards, loans etc, IVAs & bankruptcy.Claims Management
If you believe you may have been miss-sold a Payment Protection Insurance Policy (PPI), Investment plan or any other financial product, we can refer you to a Claims Management company who will help you through the best course of action.Wills and Trusts
Making sure you have an up to date will is a crucial start to planning your legacy and providing the relevant trust for your family.Pensions
Our provider for pensions are able to provide you with guidance on what to do with your current pension pot to plan for your retirement.Commercial Insurance
Commercial insurance covers businesses for the financial risk of compensation claims made as a result of illness, injury or loss of property. There is a wide range of products to choose from including professional indemnity, public liability and more.
Genistar is a fast-growing financial services business, established in 2007, which distributes a range of financial protection products and financial wellbeing-related services to consumers.CEO of Genistar
Jeff Lestz is CEO of Genistar and has been in the financial services business since 1975. Jeff has extensive experience in financial services, management and leadership. In 2003 he moved to the UK and now resides in London. Jeff’s passion is to help empower families to become debt free and financially independent.